Healthworks-Business Owners Insurance

Society Insurance Company's Healthworks plan is a comprehensive property and casualty insurance package specifically designed for the needs of the medical community. It offers a broad array of coverages-many customized to the needs of a medical office.

The Healthworks extension endorsement further extends limits and offers additional coverages that are specific to the medical community at no additional charge:

• Personal property of patients
• Medical records
• Medical equipment off premises
• Specimens & samples spoilage

To read more about this coverage click one of the following: Society's Healthworks and Business Owners.

To request more information please use our on-line contact form.

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Employment Practices Liability Insurance (EPLI)

EPLI is designed to provide protection from employee-related claims and allegations such as sexual harassment, abuse and wrongful termination. This type of coverage can be added to Society Insurance Company's Healthworks Business Owners package.

EPLI Program Features:

• Claims made form
• Deductible limits starting at $500
• Coverage limits from $50,000 to $1,000,000
• Liability coverage extended to cover actions by your guests and customers
• Coverage for broadly defined wrongful employment practices
• No exclusion for sexual harassment
• No exclusion for punitive damages
• No exclusion for retaliatory action against "whistle blowers"

Click here for the full brochure.

To request more information please use our on-line contact form.

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Data Breach - Identity Theft

As a business owner, you frequently have access to the personal information of your customers, which puts you at risk for a potential data breach that could damage your business reputation for years to come.

To complement this free service, Society Insurance offers an optional endorsement that covers your expenses and liability claims should a breach occur. To learn more about coverage limits and pricing for this optional endorsement, please use our online contact form.

For more information about the Data Breach Services in general, click here.

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Workers Compensation

Society Insurance Company has a history of expert claims handling by thoroughly analyzing medical histories and treatment in detail. This means the potential for fraud and abuse of the system are minimized.

Society Insurance Company helps its clients by implementing an effective return to work program that can aid in reducing the cost of work-related injuries. The process called "loss control" reduces the frequency and severity of injuries. Society Insurance Company's risk control representatives can work with you to implement safety programs as well into your current system.

To request more information please use our on-line contact form.

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Directors & Officers

What is Directors and Officers Insurance?
When do I need Directors & Officers Insurance?
Why do I need Directors & Officers Liability Insurance?

What is it?
This type of coverage provides financial protection for the directors and officers of your company in the event they are sued in conjunction with the performance of their duties as they relate to the company.

When do I need it?
You need Directors and Officers Liability insurance when you assemble a board of directors. Quite frequently it is a requirement by the directors and officers as well as investors who are funding your company. Also, having employees opens management up to employment practices lawsuits.

Why do I need it?
First, you need Directors & Offices Insurance because claims from stockholders, employees, and clients may be made against the company, and against the directors of the company. Since a director can be held personally responsible for acts of the company, most directors and officers will demand to be protected rather than put their personal assets at stake.

Secondly, you need Directors & Officers Insurance because investors and members of your board of directors will not be willing to risk their personal assets to serve as a corporate director or officer, no matter how heartfelt their belief in your company.

Lastly, employment practices suits constitute the single largest area of claim activity under Directors & Officers policies. Over 50% of Directors & Officers claims are employment practices related.

To request more information please use our on-line contact form or call us at 866.442.3810.

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Who is Society Insurance Company?

You can tell a lot about people by where they are from. The same holds true for businesses. Society Insurance is located in Fond du Lac Wisconsin and understands the needs of Wisconsin businesses. They have been serving Wisconsin businesses since 1915. Society started out as a workers compensation insurer with their main focus on small-to-midsize businesses. Today, Society still provides workers compensation for a wide range of businesses and organizations, but has also become a strong provider of property, liability and business auto insurance.