Commercial General Liability (CGL)

Commercial general liability coverage insures a business against accidents and injury that might happen on its premises, as well as exposures related to its products. It will protect you from payments for bodily injury or property damage to a third party. As well as medical expenses accruing to the underlying incident, the cost of defending lawsuits including investigations and settlements, and for any bonds or judgments required during an appeal procedure. No matter how diligently you remove all possible hazards from your business, you could be sued successfully for accidents resulting from something as simple as the carelessness of a customer. Coverage extends to you, your spouse, partners, and employees only in the course of your business.

To inquire on what we can do for your CGL policy, please contact us through our online contact form.

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Hospital Professional Liability (HPL)

In today's brutally competitive market, managing a successful health care operation is not easy. The last thing you need is to be worried about whether your professional liability coverage is adequate. That is where our agency and ProAssurance (formerly PIC WISCONSIN) can help. ProAssurance's risk financing unit works closely with you to analyze your risk and develop a cost-effective risk management program.

With ProAssurance, you select from a wide variety of coverage and service options:

• Comprehensive Risk Analysis — including loss forecasting and evaluation, or risk financing alternatives.
• Risk Financing Programs — develop to fit your needs, from guaranteed cost to cash-flow sensitive programs.
• Clinical Loss Control Programs — designed and implemented to reduce your risk exposure.
• Claims Management Services — including loss analysis and third party administration.

To learn more, contact us through our online contact form.

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Umbrella

Umbrella liability coverage is written to provide excess limits of liability for your business. When a claim or loss exceeds the limits of the underlying coverages, the umbrella liability policy covers or pays the excess. ProAssurance's Umbrella policy offers added coverage above the limits of your general liability policy, auto policy, and workers compensation policy.

Please contact us through our online contact form to learn more about any of these coverages though Wisconsin Medical Society Insurance & Financial Services, Inc. and ProAssurance.

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Wisconsin Medical Society Insurance Services Hospital Program

This is a three-tier health insurance plan designed to help your hospital retain and recruit professional staff. Click here to read more about the benefits.

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Risk Management

ProAssurance is proactive! Their risk management experts are constantly expanding and fine-tuning their offerings to help you have more control over the uncertainties of practicing medicine. As a result, ProAssurance’s risk management programs and services go beyond what most carriers provide. In our ever-changing health care arena, you need expert and reliable risk management assistance—and that’s just what you get with ProAssurance.

ProAssurance's Risk Management benefits include:

• Access to experts in all major areas of risk management
• Risk Management Consultants who are committed to continuing education
• Telephone consulting
• Risk management publications. As part of ProAssurance's commitment to client education, they provide valuable newsletters.
• Access to ProAssurance's extensive risk management resources

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Who is ProAssurance?

The Wisconsin Medical Society initiated the formation of PIC WISCONSIN—now ProAssurance—more than two decades ago in an effort to improve the availability of insurance and to stabilize premium costs. Today, thousands of Wisconsin healthcare professionals and facilities benefit from the visionary efforts of the company’s founding Directors. A dedication to treating you fairly continues to provide strength and security to ProAssurance policyholders.

ProAssurance is a leading writer of professional liability insurance in the U.S. They understand the unprecedented regulatory, business, and legal pressures you face. You can count on ProAssurance to help you manage uncertainties and increase the control you experience by providing fair, responsible rates, effective communication, risk management resources, and respect for your input and priorities. ProAssurance continues to stand by the mission established by the Wisconsin Medical Society over 20 years ago: to provide our doctors with the best protection and service in the industry.

For more information about ProAssurance and our Member Benefit Plan, please contact the Wisconsin Medical Society Insurance and Financial Services at 866-442-3810, or use our online contact form.

Table of Contents

• Commercial General Liability (GL)
• Hospital Professional Liability (HPL)
• Umbrella (UMB)
• Hospital Program
• Risk Management
• Who is ProAssurance?

To request more information please use our online contact form or call us at 866.442.3810.