Is your employee benefit program compliant?
April 16, 2015 — Many employers fail to fully understand how federal and state regulations for employee benefit programs impact both their business and employees, as well as the possible risk exposure these requirements represent. Read more.
Flood insurance—Don’t get soaked
March 12, 2015 — Floods are one of the most common natural hazards in the United States, but a standard homeowner’s policy does not cover damage to property and possessions that results from flooding. Read more.
Cyber liability insurance essential to mitigating emerging risks
February 19, 2015 — Electronic health records and the adoption of new technologies to improve the efficiency and quality of medicine have many advantages, but they also expose organizations to a new and unique set of risks. Read more.
Protect your valuable personal property
January 15, 2015 — With the holiday season behind us, it’s the perfect time to think about insurance for your valuables. Read more.
Prepare for the unexpected with
real ‘life’ insurance
December 18, 2014 — Chronic diseases are among the most common and costly of all health problems in the United States. According to the Centers for Disease Control and Prevention, nearly half of all Americans suffer from at least one chronic illness and many have one or more “activities of daily living” limitations.1 Read more.
2015 health care rates on the Exchange expected by mid-November
November 6, 2014 — The Affordable Care Act (ACA) will continue to have a significant impact on health insurance in 2015. Individuals who are losing group coverage or are currently enrolled in an individual health plan may be eligible for a 2015 Marketplace health insurance plan. Read more.
College students need insurance, too
August 7, 2014 — As back-to-school supplies fill store shelves, it can serve as a reminder for those who have sons or daughters heading to college, and that it’s important to make sure college students have their insurance needs covered while they are away. Read more.
Insuring vacation rentals – cars, motorhomes and boats
June 19, 2014 — As you plan your itinerary and pack your bags, don’t overlook the importance of purchasing insurance when renting an automobile, motorhome or boat. Gaps in your insurance coverage can ruin a vacation. Read more.
A Life-long Present for Your Child
April 17, 2014 — One of the best times to purchase Whole Life Insurance is during the first year of a child’s life. Why? Because in this age of market volatility and uncertainty, Whole Life Insurance not only provides life insurance, it also can serve as a safe, tax-sheltered financial tool that will grow with a child. Read more.
Disabilities happen; are you protected?
March 12, 2014 — Some facts are difficult to ignore. For example, just over one-fourth of Americans entering the workforce today will experience a disability before retiring, and unexpected medical bills prompt approximately 60 percent of U.S. bankruptcies. Read more.
Medical professional liability insurance basics
September 19, 2013 — Medical professional liability insurance is an essential component of a physician’s insurance protection portfolio. Read more.
Key terms in a disability policy
June 20, 2013 — As a physician, you know the importance of insuring your most valuable asset: your earning potential. A disability insurance policy helps protect your future income; here are some key terms that you should understand when choosing the right policy. Read more.
Take a new look at permanent life insurance
March 21, 2013 — People purchase life insurance for many reasons. Most of the time, life insurance is meant to replace income or pay off debt after a person’s death. However, with the passing of the American Taxpayer Relief Act of 2012, it may be a good time to look at permanent life insurance. Read more.